: Specialized offers, such as 2026 Hajj scheme gifts (trolley bags, scarves) for successful applicants. Voucher Redemption :
: Appliances such as blenders, vacuum cleaners, and steam irons from brands like Panasonic.
| Category | Examples | Redemption Method | Average Point Value (PPV)* | |----------|----------|-------------------|----------------------------| | | Appliances, mobile accessories, home décor | Points + possibly PKR top-up | Low (0.10 – 0.25 PKR) | | Gift Vouchers | Foodpanda, Daraz, local retailers, petrol stations | Pure points | Medium (0.30 – 0.50 PKR) | | Travel | Airline miles (limited partners), hotel stays | Points + cash | Low-Medium | | Digital Products | Mobile top-ups, streaming subscriptions | Pure points | Medium | | Charity / Donations | Selected NGOs | Pure points | Non-monetary | | Card Fee Waivers | Annual fee reversal | Pure points | High (variable) |