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Legitimate fintech companies like OPay use high-level encryption and server-side verification. A simple mobile app cannot "rewrite" the balance stored on their secure servers.

Fake "adder" links often ask for your OTP or PIN, which scammers then use to empty your account. Verification: opay+adder+app+top+download

: These apps are often malware or phishing tools designed to steal your real login PIN and account details. opay+adder+app+top+download