Practical Recommendations (actionable)
: The industry is seeing significant M&A activity, such as the major reverse merger of IDFC FIRST Bank with its parent company. Key Industry Metrics (FY 2025 Projection) Total System Credit ₹189 lakh crore (as of Sept 2025) India Fintech IT Spending in Banking Projected $15 Billion in 2025 Retail Credit Share ~51% of total outstanding credit India Fintech Private Credit Deals Expected to reach $10 Billion to a specific sub-sector, such as Wealthtech Digital Lending , for a more targeted post? The Future of Finance: Digital Banking Trends for 2025 indian fsi blog 5
One former BMC official famously told me (off the record): “Give me FSI discretion, and I’ll give you a new skyscraper every month—each one with a backstory.” : Strict compliance is required to protect customer
India’s Unified Payments Interface (UPI) has been the backbone of domestic growth, but 2026 marks its decisive push onto the global stage. such as Wealthtech Digital Lending
: Strict compliance is required to protect customer data during the digitization process.