Press Alt + Enter on your keyboard right as the black screen appears. This forces the game to toggle between fullscreen and windowed mode, often forcing the display to render properly.
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Ensure Need for Speed Payback is allowed through Windows Defender Firewall to prevent the game from hanging during its initial connection attempt.
The screen stayed black for three agonizing seconds. Then the EA logo crackled to life, glitched for a split second, and —
If Alt + Enter didn't work, we will manually edit the config file to force the game to start in a safe resolution.