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If you are looking for the "20 best" legitimate options, here is a curated list categorized by business needs based on current market trends and Pilot's 2026 Guide : Category Top Software Picks QuickBooks Online , Xero Free / Budget Wave Accounting , Zoho Books Freelancers FreshBooks , FreeAgent Enterprise / ERP Oracle NetSuite , Sage Intacct Desktop / Offline AccountEdge , Sage 50cloud Automation Focus Bill.com , Tipalti , MineralTree Niche Specialist Canopy (Tax), Accounting Seed (Salesforce native) Emerging Picks Patriot Software , OneUp , Kashoo , Accurants Key Considerations for Selection