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Social and Public Issues in Pakistan And Effective Solutions

| Stakeholder | Action Item | Timeline | |-------------|-------------|----------| | | Finalize the FinTech Act & incentivize rural broadband | 2025 | | Banks | Deploy open‑API portals & partner with at least two fintechs | Q4 2024 | | FinTechs | Build AI‑driven risk models & obtain ISO‑27001 certification | Q2 2025 | | Investors | Allocate 20 % of portfolio to ESG‑compliant fintechs | Immediate | | Consumers | Adopt two‑factor authentication & regularly review transaction logs | Ongoing |